Homeowners who switch lenders when your mortgage term is up for renewal will no longer be subject to stress-test rules – which add a 2% rate surcharge when qualifying your…
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The federal government unveiled huge changes to Canada’s mortgage system September 16th, 2024 aimed at helping make homeownership more attainable for first-time homebuyers as well as Canadians purchasing newly-built homes.
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We’re finally getting some great news on the inflation – and, consequently, the interest rate – front! Canada’s inflation rate continued its downward trajectory in July, with the headline Consumer…
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If you’re a first-time homebuyer, chances are, your lender will require you to pay property taxes as part of your mortgage payments.
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Many mortgage borrowers are weighing their options when it comes to debt consolidation to help ease monthly financial obligations, which can empower you to both save money and improve your…
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Saving for a down payment on a home can be challenging but, with careful planning and discipline, this important milestone will become much more easily achievable.
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College and university residence spaces and local rental opportunities are tight in many areas with concentrated amounts of student population.
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Mortgage fraud is a serious issue in Canada that is becoming extremely sophisticated, and can lead to significant financial loss and loSigns to Look for to Help Prevent Mortgage Fraud
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Private mortgage options have become increasingly more popular thanks to stringent stress test mortgage qualification rules required by traditional lenders such as banks, increased inflation and higher interest rates. It’s…
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When it comes to improving your credit score, your mortgage agent can be an invaluable ally. A higher credit score not only qualifies you for better mortgage rates, but it…
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